Buy Roadside Assistance
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If you find yourself stranded, the benefit of having a roadside assistance company ready to come to your aid is well worth the reasonable yearly fee. Depending on your plan, you could avoid paying anything out of pocket for a tow or other emergency service.
If an emergency listed in your plan means you need to unexpectedly stay in a hotel overnight while your car is being fixed, trip interruption benefits can help pay for meals, transportation and accommodations. Trip interruption benefits are usually found in more comprehensive roadside assistance plans and typically require you to be a specified distance away from home, for instance 100 miles.
Some roadside assistance companies offer several tiers of coverage, so while the budget plan may be cheapest, the premiere plan may include more of the benefits you want. For example, AAA, AARP, Allstate, Better World, Good Sam, Nationwide and Travelers all offer more than one roadside help plan.
Some of the best car insurance companies reviewed by Forbes Advisor offer roadside assistance plans. They all provide the five core services of towing, lockout service, fuel delivery, battery charge and flat tire change.
Drivers with a Progressive car insurance policy can add roadside assistance, which has a towing limit of 15 miles or to the nearest repair shop. Service includes an hour of onsite repair or mechanical labor, winching and charges for electric cars.
State Farm roadside service includes one hour of mechanical assistance for problems such as fluid leaks or transmission issues, an hour of locksmith service if you lose your key and towing to the nearest repair garage if you are on a public road.
USAA car insurance offers roadside assistance with a 50-mile towing limit. It also includes winching. (Note that you must be a military member, veteran or immediate family member to qualify for USAA coverage).
CarChex, a provider of car warranties, offers standalone roadside assistance (or includes roadside assistance in its warranties). The plan has a 25-mile tow limit and includes five tows a year, starting at an annual price of $59.95. Benefits in addition the five standard services include:
To identify the best roadside assistance plans, we reviewed price, tow mileage limits, service call limits and the availability of mechanical services, winch service, family coverage and interruption benefits. All plans include the five core services of towing, fuel delivery, flat-tire fixes, lock out help and battery charges.
Since inception more than 100 years ago, our Roadside Assistance program has been the core of our responsibility to our members. This service offers protection and peace of mind, so you know that you're safe, covered, and in good hands with AAA. The Digital Roadside Request is just one more way we follow our commitment to providing security and peace of mind for our members. Whether you find yourself stranded in the middle of nowhere, lock yourself out of your rental vehicle or need a jump start, use our Digital Roadside Request to get the timely road service assistance of a AAA technician.
AAA roadside assistance is available to AAA members any day, any time, in any car, whether you are the passenger or the driver. As long as the member is with the car, they can get roadside service - anywhere in the U.S. or Canada.
Yes, AAA offers several plans that include roadside assistance for RVs, motorcycles, and bicycles, but they vary by club. Check with your local AAA club website to find out if these additional benefits are available where you live.
If you were to find yourself stuck in a ditch or stranded on the side of the road, emergency roadside assistance could come in handy, and the best roadside assistance plans will help you get winched, towed, or back on the road quickly.
A roadside assistance plan is a very specific type of auto insurance that helps drivers cover the costs of emergency road services when their car malfunctions. It is an option on almost every auto insurance policy and is generally available for a monthly, semiannual, or annual fee. The best roadside assistance plans cover:
Roadside assistance plans are a common offering for major auto insurance companies, but they are also offered by standalone roadside assistance companies, vehicle manufacturers, and even credit card companies and cell phone providers like American Express and Verizon.
Progressive roadside assistance is only slightly more expensive than other low-cost competitors, while also offering better benefits. The most generally useful emergency roadside services are towing, winching, and lockout services. Progressive offers all of these, and the Progressive towing service has a greater range than similar competitors.
AAA roadside assistance is the gold standard in roadside assistance plans. AAA offers three different policies: Classic, Plus, and Premier. The Classic plan limits towings to five miles, but with the Plus plan, you can have your vehicle towed up to one hundred miles, which is much farther than most roadside assistance packages.
Based out of Oregon, Better World Club is committed to providing great roadside assistance while protecting the planet through its 100% carbon-neutral services. This provider is the only green roadside assistance and car insurance company in the space. Plans are available in all 50 states plus Canada and can even offer protection for bicycles.
We think USAA car insurance provides great value, and this opinion extends to its roadside assistance program. While the services included are limited, at $14 per year, it is among the cheapest means to get roadside assistance. Even if you only use it once a year, USAA roadside assistance is well worth the premium. Read our USAA insurance review to learn more.
To use a roadside assistance plan, simply contact your provider whenever you need a service. Customer support will walk you through what to do and contact the necessary services on your behalf. Some providers have their own dedicated roadside technicians, and others hire local independent contractors.
Progressive offers a number of discount options, including a deductible savings bank, policy bundling, and the Snapshot mobile app. If you are a responsible driver, you have a good chance of finding a low premium with Progressive, not to mention one of the best roadside assistance plans.
There is no single best roadside assistance service. Which service is best for you depends on your needs and budget. We think Progressive offers the best overall roadside assistance package, and AAA offers the best premium service.
The price of a roadside assistance plan varies depending on the provider and services. The cheapest plans can be as little as $14 a year (Geico, USAA), and the most expensive plans are upwards of $100 a year (OnStar).
Roadside assistance is a service for stranded drivers that usually covers towing, locksmith services, battery changes, jump-starts, tire changes, and the delivery of fuel or oil. The best roadside assistance plans are from Better World Club, Nationwide, and Travelers because they cover a lot at a low price.
Most roadside assistance plans are available for a flat fee every month or year. In addition to standard coverage options, some roadside assistance plans offer especially high towing limits and cover winching needed to get your car out of mud, sand, or snow. More expensive plans generally offer added perks as well, like hotel discounts and trip interruption insurance.
Roadside assistance can come from your car insurance company, your cell phone provider, or a standalone provider like an auto club. Additionally, many auto manufacturers provide free roadside assistance for new cars.
Progressive offers one inexpensive roadside assistance program. In addition to standard services like towing and fuel delivery, Progressive covers winching your car out of snow, sand, mud, or water, up to 100 feet from a road or highway. So Progressive is a great choice for those who tend to drive in hazardous weather or on roads in poor condition.
Adding roadside assistance to an Allstate policy or getting pay-per-use service will cover you for the usual needs, including lockouts and tire changes. But for drivers who want the benefits of an auto club, an Allstate Motor Club subscription provides additional discounts and perks, such as trip interruption coverage.
AT&T offers standard roadside assistance for $2.99 per month for customers with one phone line. The plan covers up to four roadside assistance calls per year and will pay for services that cost up to $75 per incident. If the customer calls more than four times in a calendar year, they must pay for any service themselves, though AT&T will help arrange it.
Roadside assistance from car insurance companies is usually the cheapest option, often costing around $20 per year. However, this type of coverage must be added to an existing policy. And some insurers will only sell roadside assistance when a policy already has collision and comprehensive.
On the other hand, auto clubs sell monthly or annual roadside assistance subscriptions. This type of roadside assistance normally costs more in return for additional coverage and discounts at affiliated businesses. Prices vary significantly by state, company and membership tier, but you can expect to pay $50-$100+ per year for the most basic coverage level.
WalletHub editors rated 22 roadside assistance providers, including car insurance companies, cell phone networks, and auto clubs. The best roadside assistance options were determined based on four key metrics:
Companies earned a maximum of 5 points for each category and up to 1 bonus point overall. Bonus points were given to companies with extra features like flexible payment plans, free coverage for family members, and an eco-friendly footprint. WalletHub editors then ranked the companies by total points to determine the best roadside assistance companies.
The best alternative to AAA roadside